The 3 Pillars of FIRE
Achieving financial independence relies on three fundamental levers that work together to accelerate your freedom date.
Aggressive Saving
The gap between your income and expenses is your greatest wealth-building tool. practitioners often aim for a 50-70% savings rate to compress decades of working.
Smart Investing
Saving isn't enough. You must grow your wealth. We focus on low-cost Index Funds and SBN to harness the power of compound interest over time.
Intentional Living
It's not about deprivation; it's about optimization. Cut spending on things that don't bring value to achieve your ultimate luxury: Total Time Freedom.
The Goal
The Crossover Point
The exact moment your investment income exceeds your living expenses. Once you cross this line, you are financially independent.
Target Savings Rate
50%
Years to FIRE
17 Years
FIRE Number
25x Expenses