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FiraFlow

Beta Access Open

Stop Blaming
Your Coffee.
Start Navigating.

Indonesia's first financial GPS tailored for Gen Z. Stop guessing with spreadsheets, start growing with real-time data navigation.

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FI_NAVIGATOR_V1.0
Net Worth
Rp 128.5M
trending_up +12% vs last month
FIRE Progress
Level 4

Mitos "Ngopi vs Rumah" Itu Bohong.
Data yang Bicara.

Financial reality gaps are widening. It's not about the coffee, it's about a systemic lack of visibility.

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The Reality Gap

Income hasn't kept up with inflation. Traditional saving methods are obsolete in today's economy.

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Doom Spending

Emotional spending is a feature of the economy, not a bug in your brain. Regain control without guilt.

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Tracking Fatigue

Manual spreadsheets are dead. You need automated, real-time navigation that works while you sleep.

Research Alert

The Gap is Real.
Property vs. Income (2014-2024)

Data collected from 12 major Indonesian cities shows a significant decoupling of asset prices from Gen Z wages. This chart illustrates why "saving 10%" is no longer mathematically sufficient.

Property Growth
+84%
Jakarta Metro Area
Avg Wage Growth
+21%
Fresh Graduate Entry

Asset Price Decoupling Index

Bukan Sekadar Tracker.
Ini Navigasi Masa Depanmu.

Experience the first dynamic FIRE navigator tailored for the modern Indonesian economy.

analytics

Future Impact Analytics

See the real-time future cost of today's purchase. "That Rp 50k coffee costs Rp 800k in 10 years."

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Guilt-Free Spending Balance

Know exactly what you can spend today without hurting your future freedom date.

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Dynamic FIRE Navigator

SWR 3.4% adapted specifically for Indonesian economic data and inflation rates.

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Gamified Progress

Level up your financial freedom with an XP bar. Investing feels like winning.

Andi Pratama
Level 12 • Freedom Fighter
XP: 12,450 / 15,000
Financial Independence Number
Rp 4.5 Miliar
Current: Rp 1.44M32% Achieved
auto_awesomeImpact Alert
Just now

Buying that gadget (Rp 15jt) delays your freedom date by 42 days.

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SWR Adjustment
Market Volatility
Safe
Simulator

When Will You Be Free?

Adjust the sliders to estimate your Freedom Date using our SWR 3.4% algorithm tailored for Indonesia.

24 Years
Rp 8.000.000
Rp 4.500.000
Rp 120.000.000

Your Projection

44Years Old
Freedom Achieved in 20 Years
Target FIRE NumberRp 2.823.529.412
Monthly Passive IncomeRp 8.000.000
description

Didukung Riset Mendalam.
Bukan Sekadar Tren.

Based on the 'Lifestyle vs Financial Freedom' white paper. We analyzed 10 years of Indonesian economic data to build this engine.

1,000+
Data Points Analyzed
Gen Z
Specific Inflation Basket
Local
Indonesian Investment Vehicles

Perjalanan Menuju Ekosistem Kebebasan

Our commitment to building the ultimate financial operating system.

01

Foundation

Establishing the core infrastructure. We are live with essential features that help you track every rupiah and understand your spending habits immediately.

Current Focus
02

Connectivity & Automation

Bridging your assets. We are building powerful integrations to bring all your digital assets, including crypto and e-wallets, into one automated view.

Up Next
03

Education & Growth

Empowering your future. This phase focuses on community learning and active wealth generation tools to help you reach financial freedom faster.

Vision

Siap Mengambil Kendali
Atas Masa Depanmu?

Join thousands of Indonesians building their path to freedom. No more guessing.

Free for early adopters. No credit card needed.