savings

FiraFlow

FiraFlow Privacy Policy

Your privacy is the foundation of trust. Learn how we secure your financial journey toward freedom.

01. Introduction

Welcome to FiraFlow. We are committed to revolutionizing financial independence for Gen Z in Indonesia. In an era of rapid digital transformation, your privacy isn't just a requirement—it's the foundation of the trust we build with you.

This Privacy Policy explains how we collect, use, and safeguard your financial and personal data. We operate under the principles of the Indonesian Personal Data Protection (PDP) Law, ensuring that your journey to financial freedom is both secure and transparent.

02. Data Collection

We collect information to provide you with tailored financial insights:

check_circleIdentity Data: Name, date of birth, and encrypted KTP details.
check_circleFinancial Logs: Bank statements via API, e-wallet transaction history.
check_circleUsage Patterns: App interaction metrics to optimize UI/UX.
check_circleDevice Intel: IP address, device model, and OS version.

03. AI & Information Use

FiraFlow utilizes advanced machine learning algorithms to analyze your spending habits. This data is used to:

Financial Forecasting

Predict your savings growth based on current cash flow patterns.

Smart Budgeting

Automated categorization of transactions into lifestyle, savings, and investments.

04. Your Rights

In accordance with Indonesian Law, you have full control over your digital footprint on our platform:

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Right to Access

Request a full copy of all personal data we hold about you.

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Right to Erasure

Permanently delete your account and all associated financial records.

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Right to Revoke

Withdraw consent for AI analysis or third-party bank linking at any time.

05. Tech Security

We use bank-grade security protocols to ensure your data is safe with us. Our systems are regularly targeted by white-hat penetration testers to ensure no vulnerabilities go undetected.

Questions about your privacy?

Our dedicated Data Protection Officer is here to help.

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